Senior Credit Risk Manager
Who we are
flatexDEGIRO SE operates the leading and fastest growing online brokerage platform in Europe. Based on modern, in-house state-of-the-art technology, customers of the flatex and DEGIRO brands are offered a wide range of independent products with execution on top TIER 1 exchanges. The technological edge, high efficiency and strong economies of scale enable us to continuously improve our service offering for clients and to set leading standards in terms of product, price and platform quality.
With more than 3,5 million customer accounts and more than 75 million securities transactions processed in 2025, flatexDEGIRO is the largest retail online broker in Europe. In times of bank consolidation, growing digitalization and the immanent need of millions of Europeans to take their financial future into their own hands, flatexDEGIRO is ideally positioned for further profitable growth.
Want to know what it’s like to work for flatexDEGIRO?
Check out our Instagram @lifeatflatexdegiro and meet the great people that makes us who we are! Do you already see yourself as part of this team? Apply!
Join our Credit Monitoring & Closing team and take ownership of key risk activities across flatexDEGIRO’s retail investment business. In this senior individual-contributor role, you will work at the intersection of credit risk, margin risk, financial markets and trading. You will monitor risk exposures in real time, react to market developments and irregularities, and contribute to the continuous improvement of our risk processes, systems and models.
This is what you’ll do:
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Monitor and manage risks within retail client accounts across flatexDEGIRO;
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Monitor financial markets, trading activity and limits in real time and take appropriate action when irregularities occur;
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Manage margin and credit risk and support the mitigation of operational risk;
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Monitor trading activity and compliance with internal rules and requirements;
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Monitor cash flows and support securities borrowing and lending activities;
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Work together with other departments to improve risk processes and systems;
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Contribute to the development and improvement of risk measures, reports and policies;
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Support the development and documentation of margin models;
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Bring a senior perspective to day-to-day risk decisions and contribute to the continuous development of the team’s risk framework.
You’ll bring us these skills:
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Master’s degree in Finance, Economics, Econometrics, Mathematics or a comparable field;
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5+ years of relevant professional experience in credit risk, market risk, margin risk or a related area;
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Strong understanding of financial markets and trading;
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Experience working with risk limits, exposures and monitoring processes;
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Ability to work with SQL, VBA and/or R is a plus;
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Strong Excel skills;
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Excellent command of English;
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Strong analytical skills and high attention to detail;
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Ability to make sound decisions in a fast-moving environment;
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Resilience under pressure and a strong sense of ownership.
Interested? This is what we offer you
- Promise of a good work-life balance
- 30 days paid leave
- An enthusiastic and fun team to work with
- Personal and professional development with access to relevant courses
- Transport allowance or related benefits like a leased electric bike
- Pension plan
- A challenging job in an international and fast-growing company
- A competitive salary
- A lot of freedom executing your role and a chance to shape your own career
- The opportunity to participate in a new, enthusiastic team of likeminded professionals
To make your life easier
You get the freedom to work flexible. Meaning you don’t have to work in our office every day, but we like it if you do of course! It’s fun to come in and mingle with your colleagues. There is also fruit, good coffee, drinks & snacks, and great sandwiches for lunch every day. Our beautiful and modern office is located in the iconic Rembrandt tower that is conveniently next to Amstel Station. To make work@home comfortable we offer a €35 internet allowance, provide a company laptop and many options to make it comfortable, such as a chair, screen and headphones. And last but not least: the gym membership options we provide is an easy way to get into shape!
Want to invite your friends to work for us as well? A generous referral bonus will be yours if they get hired, so spread the word once you start!
All qualified applicants will receive consideration for employment without regard to ethnicity, color, religion, age, sex, national origin, disability, sexual orientation, gender identity/expression, or any other legally protected status. flatexDEGIRO is an Equal Opportunity Employer.
flatexDEGIRO Dutch Branch
Petar Patev
Corporate Recruiter